An unexpected pet emergency can result in an expensive veterinary bill, which can stress any household budget. Pet insurance can help make ends meet successfully. Several policies are available with differing premiums and benefits. They generally exclude pre-existing conditions, and may or may not pay towards wellness visits. Independent reviews of pet insurance companies can be found at www.petinsurancereview.com . With pet insurance the owner pays us the total invoice amount, and is reimbursed by the insurance company after submitting a claim. Insurance companies that we frequently work with include